Can You Turn Home Depot Store Credit Into Cash

Can You Turn Home Depot Store Credit Into Cash In 2022?

Penney OpCo, LLC
Formerly J. C. Penney Company, Inc.
Type Private company


: JCP (1927–2020)

OTC Pink

: JCPNQ (May 2020-January , 2021)

OTC Pink

: CPPRQ (as Old COPPER Company, Inc, January 2021 – February 2021)
Industry Retail
Founded April 14, 1902

; 119 years ago




Kemmerer, Wyoming

, U.S. (J. C. Penney Company)

October 29, 2020

; 16 months ago





(Penney IP, LLC)
James Cash Penney

William Henry McManus (J. C. Penney Company, Inc.)
Headquarters Texas


Plano, Texas





Number of locations
629 (February 2021)


Area served
United States
Key people
Ronald Tysoe


Marc Rosen


Bill Wafford


Shawn Gensch


  • Clothing
  • cosmetics
  • electronics
  • footwear
  • furniture
  • housewares
  • jewelry
  • toys
  • appliances
Revenue Decrease


11.167 billion



million (2019)


million (2019)

Total assets

US$5.900 billion (2021)

Total equity

US$829 million (2019)
Simon Property Group


Brookfield Asset Management
Number of employees

(Aug. 2021)






Footnotes / references





Home Depot provides a loose returns policy for its customers. Customers can return without proof of purchase or exchange store credit.

  • You may wonder if Home Depot Store Credit can be converted into cash if you have received it for a Home Depot return. Below is the information I have found.
  • Can You Turn Home Depot Store Credit Into Cash In 2022?

    Are You able to turn Home Depot credit into cash by 2022

    Unfortunately, customers cannot turn Store Credit into cash at Home Depot as of 2022. Home Depot grants Store Credit for the replacement of a returned item. Store Credit may only be used in store.

  • You can read on to learn why Store Credits cannot be used at Home Depot to purchase cash, check your Store Credit balance and more.
  • Why can’t I cash in my Home Depot store credit to get cash?

    Home Depot will issue a Store credit card to be used for returning items. The store credit cannot be exchanged or transferred.

    Along with that, it is also tied to the customer’s photo ID which is checked when credit is redeemed in-store.

    Home Depot will usually issue Store Credit if a return is received that doesn’t qualify for payment in its original form.

    If you don’t have proof of purchase or if the item is returned with Store Credit, it will be considered invalid.

    These Store Credits cannot be converted to cash because they are issued in exchange for unwanted items.

    The credit is tied to the return which was not valid for repayment in the original form.

    Store Credit at Home Depot is now linked to customers’ photo ID in order to prevent the online sale of Store Credit.

    Because of this, you cannot sell your Store Credit for cash either.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    My Home Depot Store Credit Online:

    Home Depot Store Credit can’t be used online for purchases

    This policy was implemented by Home Depot to protect customers from buying fraudulent Store Credit online.

    Are my Store Credits Acceptable at Any Home Depot Store

    Home Depot Store Credit can be redeemed at any Home Depot store, provided you bring along your valid photo ID that is linked to the card.

    This process requires a photo ID issued by the government to verify identity and prevent any fraudulent activities, such as return fraud or online sales of Store Credit cards.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    How Do I Check My Home Depot Store Credit Balance?

    The only way to check the balance of your Home Depot Store Credit is to go into the store and have a cashier check the balance on the card.

    Be aware that Home Depot Store Credit Cards cannot be checked online.

    Customers used to be able to call Home Depot by phone and check the remaining balance on their Store Credit. However, this is not an option anymore.

    Home Depot Store Credit Can I use to Buy Gift Certificates?

    Home Depot Store Credit can’t be used by customers to buy Home Depot gift vouchers.

    Home Depot gift cards are available in cash, MasterCard and Visa. Discover the best deals on Gift Cards.

    You should also note that Home Depot Consumer Credit cards cannot be used for the purchase of Home Depot Gift cards.

    Home Depot Gift Card operate via a third party. This means that Home Depot doesn’t have final say on how cards can be used.

    Store Credit cannot possibly be used to buy Home Depot gift cards.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    How do I make my Home Depot Gift Card cashable?

    Home Depot gift cards cannot be returned and can’t be exchanged or refunded.

    The only way to get cash from Home Depot is to exchange the gift card with another person who wants it.

    Home Depot is a company that you should know about. You may also want to read the related posts Home Depot Home Improver Card (if your Home Depot card can be used anywhere) and Home Depot Protection Plan.

  • Conclusion
  • Home Depot Store Credit cannot exchange for cash. The Store Credit card is linked to the photo ID of each customer, so it cannot be exchanged for cash.

    Store Credit can be used at any Home Depot location provided that you have a photo ID. Checking the Store Credit balance must be done in-store.

    Is it possible to convert store credit into cash?

    Can I sell store credit (merchandise?)? Yes, you can get cash back for store credit if the credit is in the form of a plastic card and never expires. Just treat the store credit card as a gift card when selling your gift cards.

    Is Home Depot Store Credit Expiring?

    The Home Depot stores and online can accept both plastic and eGift Cards.

    How can I redeem my Home Depot Store credit at other stores

    Home Depot(r), a credit card, can not be used anywhere other than the Home Depot store and Home Depot website. Home Depot(r) Credit Cards are accepted everywhere the network of credit cards – Mastercard Visa Discover American Express, Visa, Discover and Mastercard.

    Can store credit be transferred?

    The short answer is yes. You can transfer store credit cards balances to new credit cards. It’s usually smart.

    .Can You Turn Home Depot Store Credit Into Cash In 2022?

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