Does Kroger Do Cash Back

Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

Visa Inc.
Financial services
Founded September 18, 1958

; 63 years ago




(as BankAmericard)


Fresno, California

, United States
Dee Hock


United States
Area served
Key people

Alfred F. Kelly Jr.



Credit cards

Payment systems
Revenue Decrease


21.85 billion




US$14.08 billion




US$10.87 billion



Total assets


US$80.92 billion



Total equity


US$36.21 billion



Number of employees
20,500 (2020)





Kroger, the 2nd-largest retailer in America is also well known for providing customers with convenient shopping options at all of their stores.

  • Kroger cashback is something you may be curious about when you shop at Kroger. This is what I found!
  • Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

    Does Kroger Do Cash Back In 2022?

    Kroger gives cash back to customers at the register, self checkout and in customer service as of 2022. You can earn cash back up to $300 on debit card purchases. $120 is for Discover credit cards. $20 for checks payments. According to the amount of cash returned, Kroger may charge $0.50-3.50 per transaction.

    See the subsequent sections for more details on Kroger’s cash back policy, how the fees apply, the accepted payment methods for cash back, which locations offer cash back, and applicable limits.

    What is Kroger Cash Back Policy?

    Kroger has a general corporate policy that allows it to offer cash back on purchases made at any of its locations across the country. You can get cash back at the register, self-checkout and customer service desk.

    The policy typically allows you to receive cash back upto $300 on any purchase made with your Discover or debit cards.

    Note that there might be slight differences regarding additional payment methods that qualify for cash back. You should confirm your request with Kroger if the payment method you want to cash back is not listed.

    Read on to learn more specific details on each payment method.

  • 1. Cashback when you use a Debit card
  • When using your debit card at any Kroger store, you can get up to $300 in cash back on all purchases.

    This is the Kroger cashback limit. The same applies to your Kroger Rewards Prepaid Visa debit card. Stores will typically charge $0.50 for cashback exceeding $100.

    For cashback between $100 and $300 you’ll be charged a fee of $3.50 You should note, however that fees applicable for transactions greater than $100 might vary between shops.

    Not only will you lose your cash back if you use your debit card for credit at check-out, but you also need to make a PIN-based purchase in order qualify.

  • 2. When using a Discover Credit card
  • Kroger cannot offer cashback for credit card transactions, however, Kroger locations participate in Discover Cash Over, which allows Discover cardholders to cash out up to $120 every hour.

    There are no fees or charges for cash earned using Discover credit cards. This is in contrast to debit card transactions. For cashback transactions, however, regular interest rates will apply.

    You may be able to get cashback for Discover card transactions that are not authenticated with PIN, but this often depends on the decision of the store management.

  • 3. Use a check
  • You can also get cash back from Kroger stores when you pay with a personal check, but the cash back limit is very low. You will receive $20 cash back for purchases that are made using a personal cheque.

    The low cash back, in this case, may be tied to the processing time for personal checks. It usually takes 2-3 days for your checks to clear the bank. Kroger does not charge any fees here.

  • 4. Use an EBT card
  • EBT cardholders are eligible for cash back benefits at Kroger stores. Kroger stores can offer cash back for EBT card transactions between $50 and $100 through its cash back program.

    However, you need to be able to access cash assistance programs such as TANF (Temporary Assist for Needy Families).

    Find out more about Kroger cashback rewards and fees by clicking here

    Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

    What Items Are Eligible for Cash Back on at Kroger Stores?

    Kroger Cashback Reward Program is not available for all purchases or items. It is crucial to verify the item you’re purchasing if you wish to take advantage of the Kroger Cash Back Reward Program.

    Kroger says that close-out sales items like a Manager’s Special aren’t eligible for cashback.

    The same applies if the value of the cash back is more than the price of the item or more than the limit allowed ($300). Cash back rewards on amounts not ordered are also excluded from the following purchase:

  • You can get fuel
  • Gift cards
  • Alcohol
  • Pharmaceutical products
  • Tobacco products
  • Lottery
  • Recommendations and charges for services in the money industry
  • Now, what’s the trick to getting cash back at Kroger?

    For eligible purchases to receive the cashback offer, all you need is to charge your Shopper’s Credit Card with it. After you buy the qualified item, your cashback balance will be accrued.

    Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

    What is the average time it takes for cash back offers to become active on my card?

    You can activate cash back offers as soon as they are added to your account. You will receive your cash back reward within one week of satisfying the required purchase requirements.

    Is Kroger Cash Back Free?

    No, it’s not free. When you choose cashback at Kroger, there is a charge. The fee is applicable for purchases above $100.

    See our post on how to get cash back from Dollar General, Walmart Walgreens Walgreens CVS, Target, Target, or Walgreens.

  • Conclusion
  • Kroger offers cash back to its customers. It can offer up to $300 cash back on debit, discover, credit card, and check purchases. Cashback is offered at all Kroger locations. However, if you qualify for cash back, you will have to pay $0.50-$3.50.

    .Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

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