Does Costco Accept Mastercard

Does Costco Accept Mastercard In 2022? (You’Ll Be Surprised)

If you have never visited your local Costco or if you have just recently opened up a membership with the big-box retail store, you might be surprised to learn an inconvenient quirk about the wholesale shopping super-center.

This article will cover everything about Costco’s relationship with Visa and how Mastercard fits in the equation.

Does Costco Accept Mastercard In 2022? (You'll Be Surprised)

Does Costco Accept Mastercard In 2022?

Costco won’t accept Mastercard credit at their stores in 2022. Costco Members can still pay for their purchases in-store or at Costco Gas with Mastercard PIN debit cards. Additionally, Costco does accept Mastercard credit cards when shopping online at only.

Mastercard is used widely across the world, so not having this option can be incredibly inconvenient for Costco’s current and potential customers.

Find out more why Costco refuses to accept Mastercard credits as payment in its physical location.

  • Costco Offers Visa Discount
  • Costco won’t let its customers use Mastercard credit in order to shop at their store because they have an exclusive deal from Visa, the competitor to Mastercard.

    This deal began in June of 2016 when Costco and American Express could not reach an agreement upon the end of their previous contract.

    Costco cannot accept Visa credit card payments from their customers due to the Visa deal. Costco memberships are not recommended for many people, even those who don’t shop there.

    For new members who are thinking about joining, this move could be very frustrating. They might even be dissuaded from Costco membership.

    Creating more obstacles for consumers to navigate while shopping at a store is a gamble that Costco is willing to take. The deal was mutually beneficial for both sides.

    The worst frustration for shoppers was likely when current customers who used American Express credit cards at Costco over years discovered that their preferred mode of payment was no more accepted.

    Costco Will Accept Debit Cards From Other Carriers

    Costco is partnering with Visa to offer a credit card transaction discount. Customers can still use their favorite debit cards, however there are no restrictions.

    This is wonderful news for anyone whose bank only issues debit cards from American Express, Mastercard, or another company.

    The forms of payment that are accepted at Costco include the following:

  • Visa credit cards issued
  • Cash
  • Most pin-protected debit cards remain pin-protected no matter what company issued them
  • EBT cards
  • Checks from current Costco members
  • Costco’s deal with Visa does not limit the warehouse store from accepting a broad range of payment forms.

    This is good news for frustrated customers because it offers them several alternatives to pay at checkout. This helps those who do not use Visa credit cards.

    Costco does accept payment via a variety of methods, but this is still causing customers irritation.

    To maintain good credit, many people shop for groceries with their credit cards. Their credit cards may not be Visa so they’ll need to search for other ways to shop.

    Find out more about Costco’s different payment options. Check out these related posts: Can you pay at Costco with PayPal? Apple Pay? Costco Layaway?

  • Conclusion
  • Costco’s exclusive deal with Visa might not hinder customers that currently use Visa credit cards, but it does affect those who use another brand. Costco customers may find it difficult to pay for their purchases at Costco when they have Mastercard credit cards. We all want the easiest possible shopping experience.

    Costco creates a difficult obstacle for their customers every time they want to shop at their store. If the Visa current offer expires, there could be another one. However, until that day comes, customers will have to stick to Visa credit or choose a different form of payment altogether.

    What Credit Cards Does Costco Accept 2022?

    Costco has made Visa the only credit card that Costco offers since 2016. That means you won’t be able to pay in-store with a credit card backed by American Express, Mastercard or Discover. However, Mastercard and Discover cards are available at

    Costco stopped accepting Mastercards in the year 2000.

    Costco announced the changes to its credit cards in June 2016. That’s the date when Costco officially switched from American Express Visa to Visa after having been announced in February 2015. October 15, 2021

    Costco will take Mastercard

    Costco contracts with Visa so that customers cannot use the credit cards of any other major network, American Express Mastercard and Discover, in Costco warehouses. For purchases at or the Costco App, Mastercard and Discover can be used to make payments.

    Why is Costco denying Mastercard?

    Costco will accept all Visa gift cards, credit cards, and debit cards. Costco only takes Visa cards. The store won’t take Mastercard, Discover, or American Express. Look for the Visa logo on your card (usually located at the front) to determine if the card is Visa.

    .Does Costco Accept Mastercard In 2022? (You’Ll Be Surprised)

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