2024 Guide: Using Afterpay at Target – Limits, In-Store, and Online Tips

Discover how to maximize your shopping experience at Target with Afterpay! Learn if you can use Afterpay in store, the Target Afterpay limit, and tips for using your Afterpay card. Shop now with ease both in-store and online at Target using Afterpay. Get all the details you need for a seamless transaction in our comprehensive guide. Ready to use Afterpay at Target? Find out all you need to know about in-store and online options. Start saving and shopping smarter today!

Does Target Have an Afterpay Limit In 2022? (Full Guide)

Does Target Have An Afterpay Limit In 2022? (Full Guide)


Afterpay is an international company that operates in many stores across Australia, the United Kingdom, Canada, the United States, and New Zealand.

  • So, if you shop at Target often, and were wondering if Afterpay is currently available through the company, keep reading to see what I found out on the subject!

Does Target Have an Afterpay Limit In 2022? (Full Guide)

Is Target planning to offer afterpay in 2022?

Afterpay is accepted by Target as a valid payment for 2022. The Target app and do not offer it in the US. Unfortunately, Target does not accept Afterpay in-store in the US. However, Target locations in New Zealand and Australia accept Afterpay both in-store and online.

  • Continue reading to learn how you can use Afterpay online to Target and why Afterpay is no longer accepted in-store at US Target stores.

Target allows afterpay to be accepted in the US

Fortunately, US Target stores do accept Afterpay.

Afterpay could be used in Target’s US locations and online. Target no longer accepts Afterpay through or the Target app.

Target no longer uses Afterpay, but has switched to buy-now/pay-later options that it allows.

Does Target Have an Afterpay Limit In 2022? (Full Guide)

Target Stores Accept Afterpay

Afterpay can be used in Australia or New Zealand in stores at Target. Target stores no longer accept Afterpay.

Where can I use Afterpay online at Target?

Afterpay can be used online by Target, which is a very simple procedure. You can use the Afterpay mobile app to do this, as well as the Afterpay card which you can access through the app.

After your order, proceed to the checkout. After you complete your checkout, make sure to select Afterpay for payment.

When you use Afterpay, you do not need to log in to the account nor go through any further steps. Instead, you can use the card to make purchases like with any other debit or credit card.

However, if you are using the app as your payment method, after you select Afterpay, you will need to log in to your account or create one.

If you already have an active Afterpay account, all you have to do is log in to your account, either on the app or through

Logging in will allow you to finish your transaction.

Afterpay does not require you to have an account.

Target will prompt you during check-out to assist you in creating an Afterpay account.

Follow the instructions Target gives you and follow them to the end. When you are done with your transactions and don’t have to fill out any forms, you were approved.

However, Afterpay is only available to those who are at least 18 and possess a valid debit or credit card.

You cannot apply for an Afterpay credit or debit card with a valid card. An active account is required to apply for an Afterpay Card.

Before you can apply for Afterpay, you have to have another credit or debit account.

Another thing to note in order to qualify for Australian Afterpay is that you must currently live in Australia.

Does Target Have an Afterpay Limit In 2022? (Full Guide)

Target has an after-pay limit

Unfortunately, Target does have an Afterpay limit. The limit applies to in-store and online purchases in the US, New Zealand, and Australia.

Afterpay requires that you spend $1 minimum and a maximum amount of $1,000 to use online.

Obviously, if you are buying an item, and needing to use Afterpay, you will reach the $1 minimum for online use.

Pay attention, though, as Afterpay cannot be used if your credit card balance exceeds $1000.

You can use Afterpay in-store for as little as $100. The maximum amount is still $1,000.

Afterpay may be more difficult to access in-store if you want to use it.

You should keep track of the amount you spend, as well as how low it is.

Be sure to keep your limit at $1,000

What about items that are not compatible with Afterpay

Target will not accept these items using Afterpay

  • Drinks containing alcohol
  • Allergy, cold and digestive treatment
  • Muscle treatments
  • Products for personal hygiene
  • You can also find similar gifts and speciality gift cards

Afterpay cannot be selected when you checkout if you wish to buy these items.

Additionally, you will have to checkout your eligible items separate from your ineligible items if you wish to use Afterpay.

You can find the complete Target list of eligible items and services via Afterpay and other buy-now/pay-later platforms here

Does Target Have an Afterpay Limit In 2022? (Full Guide)

Target also accepts buy-now/pay-later options

Target offers online purchase-now-pay later platforms and Afterpay. These platforms can be found here:

  • Afterpay
  • Klarna
  • Zip
  • Confirm
  • Sezzle
  • PayPal Pay-in-4

Afterpay Klarna, Zip, and PayPal Pay-in-4 are all only accepted on the Target app and

Target will only take Affirm and Sezzle at its retail locations.

For more information, check out our posts about Target’s acceptance of Venmo. Target also accepts EBT. Target offers layaway and payment options.

  • Conclusion

Afterpay is accepted in Target stores. Target’s Afterpay use in stores is different depending on where you are located.

Afterpay is less popular in Target US because the stores have made shifts to more flexible buy-now-pay later options. US Target stores accept Afterpay online only through and the Target App.

.Does Target Have An Afterpay Limit In 2022? (Full Guide)

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