Does Walmart Cash Two-Party Checks In 2022? [Your Full Guide]

Costco Wholesale Corporation

Costco’s logo since 1997
Company headquarters in Issaquah, Washington (since 1994)
Type	Public
Traded as	Nasdaq : COST NASDAQ-100 Component S&P 100 Component S&P 500 Component
Industry	Retail
Predecessor	Price Club
Founded	July 12, 1976 ; 45 years ago ( 1976-07-12 ) (as Price Club) San Diego, California , U.S. September 15, 1983 ; 38 years ago ( 1983-09-15 ) (as Costco) Seattle, Washington , U.S.
Founders	James Sinegal Jeffrey Brotman Sol Price Robert Price
Headquarters	Issaquah, Washington , U.S.
Number of locations	804 [1] (2021)
Area served	Australia Canada China France Iceland Japan Mexico New Zealand South Korea Spain Taiwan United Kingdom United States
Key people	Hamilton E. James (Chairman) W. Craig Jelinek (President and CEO)
Brands	Kirkland Signature
Services	Merchandise Cash & Carry Warehouse club Filling stations
Revenue	US$166.76 billion [2] (2020)
Operating income	US$6.023 billion [2] (2020)
Net income	US$4.002 billion [2] (2020)
Total assets	US$45.40 billion [2] (2019)
Total equity	US$15.24 billion [2] (2019)
Members	105.5 million [3] (2020)
Number of employees	273,000 [3] (2020)
Website	www .costco .com

Walmart is well-known for their wide variety of services offered by in-store Money Centers throughout the United States, including paying bills and cashing checks.

However, one service you might be wondering about is if Walmart can cash two-party checks? This is what I discovered after doing a lot of research.

Does Walmart Cash Two-Party Checks In 2022?

Find your local Walmart store and head over to the customer service desk or in-store banking department. Ensure the two-party check is signed with relevant signatures that match the payees.

Walmart will determine the best way to cash the check using the name-joining conjunction. If the names are separated by an ‘or,’ only one of the payees needs to be present and can deposit the check into an individual bank account.

Each party will have to present themselves if names are joined using ‘and.

The necessary payers should also have a photo ID, such as a passport and drivers’ license in order to authorise the check.

After all of this information has been provided, the Walmart Money Centre teller will be able process the two-party check.

Walmart pays what?

Payees will have the choice whether to receive the funds from the two-party check in cash or allow a Walmart associate to load the balance onto a Walmart MoneyCard.

To top up your Check Cashing account with a Money Card you’ll be subject to a $3 reload fee. The cost of a Walmart MoneyCard is $1.

Is Walmart required to charge a fee for cashing a two-party check?

Walmart will cash your Two Party Check at a maximum fee $6. The Check can be cashable up to $200.

Walmart has the lowest cost of cashing a Two Party check. However, there are many grocery and retail stores that charge up to $10.

Are There Check Cashing Limitations At Walmart?

Yes, Walmart only allows customers to cash checks up to $5,000 from May to December. Each year, this limit goes up to $7500 from January through April. Check cashing fees start at $4 for any check valued at $1,001; the fee rises to $8 for every $5,000 or more.

A two-party check of $200 or less can be cashed for up to $6. According to Walmart, Two-Party Check cashing is available in most jurisdictions, excluding New Jersey. Walmart has a limit of 3 transactions for Check cashing per person each day.

You can also find more information at Walmart Money Centers. See our guide on whether Walmart cashes out-of-state check, handwritten checks and Comdata checks.

Walmart accepts Two-Party Cash Checks of $200 or more for $6. You, and the second payee, where necessary, will need to bring a government-issued photo ID. It’s important to clearly state names and sign the documents.

Can You Cash 2 Party Checks At Walmart?

Limit cash and fees Checks between $1,001 – $5,000 are subject to an $8 fee. There is a limit of $200 for personal checks with two parties and a $6 maximum.

Walmart Will Cash Personal Checks in 2021

Absolutely! The company announced it would begin accepting cash personal checks from its Money Centers at the start of 2021. Walmart offers a $5,000 checking limit per person. You pay $4 to check a lower amount than $1,000. $8 is charged for checks that range between $1,000 and $5,000.

Walmart checks the authenticity of check before it cashes.

Through TeleCheck, Walmart can accept, verify, and cash checks as fast as they can accept cash and credit card payments.May 13, 2021

Are You a Two Party Cashier?

Yes. Walmart accepts two-party checks and payroll, corporate, tax, 401(k) distribution, pre-printed, and insurance settlement checks.

.Does Walmart Cash Two-Party Checks In 2022? [Your Full Guide]